Category Archives: Legislation

What to do when your parcel is damaged?

So, you finally mustered up the courage or saved up the cash to order that something indulgent you’ve been eyeing online since forever and even though the website said shipping time was only a few days you knew it was going to take a week or two, but you waited patiently none the less. Then all of a sudden you doorbell rings out of the blue just before you forgot about the parcel and suddenly you exited because it finally arrived!

Most times you get so excited you just sign and run back inside to unfurl you long awaited treasure and to your utter shock and horror, your parcel arrived damaged. This must have happened to everyone at least once in their lifetime- for regular shoppers at least once every couple of months, but what should you do?

Don’t panic!

Well before you start to panic (even though this is still most frustrating either way), this doesn’t mean that all is lost. Most online vendors will gladly refund your money or more likely replace the damaged item at no charge to you. Yes, you will have to wait for the new one to arrive in the post again, but it will come. For these types of situations there will usually be a process to follow, which could either entail calling a customer care centre or e-mailing the company with your complaint. You may have to at this point supply copies of your purchase, fill out a claim form and even sometimes end a picture of the damaged item- mostly companies use this information to track the cause and deal with the delivery service, or branch of their company.

Is parcel insurance worth it?

On the other hand, sometimes parcels sent by friends or relatives can arrive damaged and at this point there’s only one important question to answer. Did you or the sender take out insurance on the parcel?

Well unlike online vendors, postal and parcel services are unlikely to replace the item or refund you for its value, unless it’s a private delivery vendor which provides insurance as a standard feature. However you look at it, these instances where privately sent packages were damaged are usually going to be more of a pain to recoup your losses. As mentioned it is highly possible and if you have taken out insurance it could be a simple process if the insurance provider or customer service branch of the postal service is easy to deal with- not likely but possible.

It is important when claiming damages on privately sent parcels that all criteria are met. This usually refers to commonly excluded items from parcel insurance such as crockery, cameras or monitors. Additionally there may also be specification as to how the parcel should be packaged to be covered but this may vary from one delivery services or insurance provider to another.

The easiest solution is usually just to make sure that you package you parcels as safely as is humanly possible- loads of bubble wrap, reinforced boxes and jus an extra hint of care.

How to Load and Secure Load on a Vehicle

According to the HSE, dangerous loading on vehicles accounts for more than 1,200 injuries each year and millions of pounds of damaged goods in British businesses. Thus, correctly safeguarding loads is good for business – this means items are delivered on time and safely.

 

You must follow all guidelines and precautions before you carry out any form of loading on vehicles otherwise you risk messing up and putting not only yourself in danger, but also everyone else as well as the goods.

 

5 Quick Tips to Ease Loading:

 

  • Avoid loading unless you have enough light. Make sure you have appropriate lightening in the area, and you can see what you are doing.

 

  • You must have a detailed inspection of the vehicle. Make sure everything (horns, reflectors, lights) are present and working in their best conditions.

 

  • Use a bubble wrap or tarp to cover small objects.

 

  • If it is a passenger vehicle, then make sure unsecured objects must not be loaded loosely. Upon stopping, it might jerk off and hit the passenger.

 

  • When on the way, keep checking from time to time to guarantee that everything is in its place.

 

When you load…

 

  • Do not overload. You know how much your vehicle can load, therefore utilize that capacity in the best way. Overloading can cause serious issues.

 

  • Pick a suitable vehicle for each type of goods. Raw materials, fabrics, liquids, company goods, in fact, everything has its particular kind of car.

 

  • Use hooks, eyes, rails, anchors, clamps, straps, chains or ropes to hold the load in its fix place.

 

  • It is preferred to pack everything in even boxes or wrappings such as cartons to keep them super secure.

 

  • Keep the locks and lashings tight. And cover the goods with sheets of plastic or fabric so that they are secured in unexpected and unsuitable weather.

 

  • Don’t pile the objects on the top of another. This means attaining height, which is risky. Carriers with a high centre of gravity are expected to become unstable when overloaded.

 

  • You must not leave space between load and headboard.

 

How to properly secure loads?

 

  • There are multiple options to be used for securing loads on a vehicle. There are combinations as well, which can be used at a time for proper stability and safety of loads.

 

  • Blocking and Bracing: Lumber, metal and even plastic bars are used to inhibit front to rear shifting of loads in a vehicle.

 

  • Fasteners: Nails and bolts are used to brace the loads. They are either used separately or on wood blocks which help to hold goods.

 

  • Dunnage: Scrap wood is used to fill voids. They fill the space between the goods and prevent the shifting of the load.

 

  • Strapping: Steel, polyester, nylon, paper strapping’s are used to hold the loads tightly in its place. They offer strength, elasticity and ability to withstand various environments. Very easy to use and safe. They are available at affordable costs.

 

  • Lashings: Ropes, chains, wires, nets and cables are used to secure the load. It minimizes the shifting of goods.

 

Carelessness can lead to….

 

Many times drivers and people who load goods on vehicles leave everything on luck. They don’t take guidelines seriously and show carelessness in taking safety precautions. The repercussions are inevitable. In such conditions, injuries and deaths are a common occurrence.

 

  • Vehicles which are overloaded or improperly loaded lose their balance and overturn.

 

  • When there is space left between the headboard and loaded goods, braking can be fatal for the driver.

 

  • When goods are not packed in a satisfactory way, then, they either fall off or bang against each other resulting in damage.
International Driving – What Documents Do You Need?

When embarking on a journey abroad, it is common to find some folks going for the option of renting vehicles. This highlights some of the most exhilarating feelings during travelling, whereby you have the freedom of hopping into a car and driving to a destination of your choice. However, driving in foreign countries is not as straightforward as it is made to sound.

There are some documents that you require to show that you are legally allowed to travel in these countries. This article gives a great insight into some of the documents that you should ensure you have within your reach so as to ensure that you are within the confines of the law when driving abroad.

 

International Driving Permits

One of the essential documents that you need to have with you in order to be on the safe side when driving a vehicle abroad is the International Driving Permit (IDP). In regard to this, the question of what an IDP is could quite easily crop up. So what really is an International Driving Permit?

The International Driving Permit (IDP), which can also be referred to as the International Driving License, refers to a type of document that allows you to drive a vehicle legally while abroad. It is important to note that this license is used in conjunction with your home country’s valid driver’s license. The IDP is not meant for replacing the driver’s license issued in your home country. Instead, it is used as some form of language translator of the validity of your driving license. Some of the features that it packs include; your name and relevant information regarding you as a driver.

 

Passports

For you to drive in foreign countries without having to keep looking over your shoulder, you should always ensure that you have a valid passport with you. In addition to this, always ensure that you’ve checked the passport’s expiry date as well as the rules of entry of all the countries that fall within the route you will be using to travel. This is because some countries require you to have a certain amount of time left in your passport before it is declared to be expired. A good example is a country like Turkey whereby you need a minimum of 6 months to the expiry date of your passport for you to be allowed entry.

 

Visas

Visas are among the essential documents that you can have when it comes to international travelling. The use of a visa is not only restricted to boarding a plane to foreign countries, on the contrary, it can be applied in a number of many other scenarios such as international driving. If you have a passport from the UK or even a member country of the EU, you do not require a visa to drive in EU member countries. However, in the event that you are travelling to countries out of the EU, then ensure that you have your Visa with you.

 

Conclusion

International driving is one of the most exciting activities that one can take to when visiting a foreign country. However, there are some things that one must take into consideration before embarking on driving in foreign countries. These range from learning the specific traffic rules of that particular country to abiding by the regulations that govern drivers in that country. Having the correct documents to allow you to validly drive abroad is an essential hurdle one must jump. So, next time you’re planning on driving through foreign countries, make sure you have these required documents!

Short-term insurance

Mandatory contractual insurance is foundation, but that doesn’t pay you everything. This is why is convenient to think about supplementary insurance. Fortunately we live in time, where you don’t have to pay for expensive insurance, that you will never use. Quite the reverse. You can pick up the insurance which you want.

Short-term for short

What is short-term insurance? Well, aswe know from the name, it is intended for a short time. It depends on insurance company, but in some of these companies it is around one month. You ask why short-term rather than year-long? The answer is simple. You save. Imagine that you are a less experienced driver and you rarely drive. In that case will be enough for you to have mandatory contractual insurance and some supplementary insurance. But if you decide to go on holiday in the summer or drive in winter, then the short-term insurance is just the job. You will take the insurance as you want and only for a certain period. So why pay for months, which you will not drive? This way you can choose insurance, for exapmle for your holiday, and also reinsure you against vandalism, natural disasters or wild animals. Also useful is insurance against fire, explosion, road damage or damage of cables, hoses and isolation by rodent.

Risk winter

The most difficult are winter months. It is best time for supplementary short-term insurance. The risk of damage caused by snow, ice, high animals or by foreign cause is high. Everywhere is slippery, an results of this is an increase of minor accidents and damage events. And if you belong to the drivers who use the car especially in winter, you will ask yourself, why pay unnecessary expensive year-long supplementary insurance? You can have a short-term emergency insurance from 25 pounds per month. You will ensure supplemenraty insurance in only risk months and you will save. Why to pay for garage unnecessarily when you don’t drive with the car? Pay for insurance only when you really need it.

Broken paint…

If someone breaks a paint on the door or fender, the damage is covered by the compulsory insurance of the vehicle that has caused you damage. And no matter who was driving the vehicle. It is important to reach the offender or at least know, who he is. For the indentification is good to know at least his or her licence numer. According to that, you will find out in which insurance company the car is insured. A central register on the web allows to find an insurance company through the licence number of the vehicle. And the last thing: in such a damaging event, never forget to call the police.

Who is the offender?

If the culprit don’t come to prove his identity after an accident, you can still find him or her. And the registration number is enough. Do you know, how to find out an owner of a car through licence number? Of course, you can’t find it by yoursefl. The police register isn’t available for public, for obvious reasons. However, you can still claim the damage caused by the compulsory insurance of offender. You just have to know his licence number. As we already mentioned, you can find his insurance company in the register on the web. But only police can find a culprit through licence number. This is why is important to call the police immediately after an incident. The police has access to all registered vehicles in England. They can detect through the transmitter or terminal not only the name or address of the home, but also the telephone contact. Ideal is to provide to police contacts of witnesses. The police can complete their testimony for record of city or industrial cameras, from the place of an accident.

Turn to the insurance company

The other way, how to find a culprit through licence number is to go to insurance company where is insured the vehicle of the culprit. That is what you can find on the web. It is necessary to inform about the damage in the insurance company of culprit with licence number and other data. Get them know that event is investigated by police. If you follow these steps and the police clearly identify the culprit, your chance to get the compensation is high.

What to do if the culprit is unknown?

If case that the culprit is unknowen or uninsured and you have the police record, you don’t have to pay damages by yourself. The CPA is compulsory to pay you damage from a reserve fund in case of unknown offender. This also aplies on the people who don’t have an insurance to their car. The CPA reclaim their money back from these people, because they don’t accomplish their lawful obligation- contract mandatory contractual insurance of their vehicle.

Vehicle accident from abroad …

If the car with foreign vehicle licence number wreck my car, the situaction is slightly more complicated. Through vehicle licence number you can’t find an owner of the vehicle nor his insurance company. You need this information if you want to claim damages, because each insurance company has a so-called liquidation representative for England. Applies the same rule as in England: call the police and have a record of an accident with introduction of a foreign vehicle licence number. Then ask the CPA for assistance with finding the accident offender. With this information, you can then contact a specific liquidation agent with a claim for damages.

 

Do you ever hear about crew insurance?

The fact, that car transport is one of the most used but also the most dangerous type of transpor is probably well known. And when danger lie on every kilometer, is better to consider something more than only mandatory contractual insurance. So reach for supplementary insurance for example for crew  insurance. Don’t you hear about it yet?

Only mandatory contractual insurance?

If you think that only mandatory contractual insurance will be enough, we won’t please you. Nowdays the mandatory contractual insurance isn’t enough. Mandatory contractual insurance is base, that everyone has to have. However, this base doesn‘t be enough for everything in case of an accident. True is that this insurance can save your money and help you with lot of things. But in case that you want for you and for your property good insurance you should pay for more expensive insurance or supplementary insurance. These include, for example, supplementary crew insurance.

Driver is responsible

When you drive a car, you take several responsibilities on yourself. Because it is up to you how do you handle with your vehicle and during the ride you take responsibility not only for your self but also for fellow travelers, passers-by or drivers on opposite direstion. Because the car can also be characterized as a 1.5 ton gun, capable of spinning up to several hundred kilometers. Therefore you should know, that the driver is responsible for the crew. You should drive wisely and care about rules and the right drive fundamentals.  And never, never drive when you are drunk or have other drugs. Before the ride always remind yourself, that security of crew is during the ride in your hands.

Accident insurance

Dream of every driver is as much kilometers without an accident as possible. Though, it isn’t always possible. Danger is everywhere. Glare ice, slide on the water road, car collision or collision with wild animal and so on, and so on. Nightmare of every driver. And just for these cases, you should think, besides PZP, about closing an accident insurance, which in case of an accident or death, will be able to pay you or your loved ones a claim of up to 6,000 pounds and be valid throughout Europe. If something happen to you after an accident and you will suffer mortal or permanent concequences, accident insurance can help you and overcome the difficult period after the accident. Not only you will appreciate this kind of help, but also your loved ones.

Crew insurance

However, the accident insurance may not only apply to the driver of the vehicle. Vice versa. Literally the whole crew can be insured. Isn’t is great? Every seat in your car can be insured. So after an accident or injury won’t be cared only about you but also about other crew members. But the most important thing. Because as we mentioned above, for crew is responsible mainly the driver. So when you decide to go on holiday, consider the possivility and ensure not  only yourself but also other members of the crew. So you can all be insured in case of danger. Because a man never knows, what is on the roads.

Moral duty

We can say, that reparation of injured crew is just a moral duty. Especially if it’s a person you know and belong to your loved ones. And even if you don‘t cause an accident, you can have a compunctions if a passenger is suffering in the hospital and you can’t do anything. This is why you should think of crew insurance before every trip or holiday. An accident can ruin the whole holiday and change your whole life. And if you belong to those who believe that it is safe to drive, we will probably get you wrong. There are many cases, where the disaster is waiting at you last kilometers of your journey. You are getting back from your vacation and the other car cas smash into you at your last kilometers. But if you don’t forget abou insurance for you and your crew, an accident insurance will take care of the injured passangers of the crew and will pay the damages for the accident that happened in your car. And even if you were not responsible for the damage or accident, believe that for any injury to your passengers you will be sorry. With seat insurance, you will feel that you have made the most you can. And after a possible accident, compensation will help injured thanks to your decision to insure not only you and your car, but also the crew.

Insurance equipment

Mentioned seat accident insurance you can find on onlia.com insurance webpage. Thanks to simple navigation and a simple interface the insurance equipment will take you only a few minutes. But it can save several hours of equipping and hope for a peaceful life even after an accident with fatal consequences.

 

 

Moving to the abroad

Moving away is demanding by itself. It takes a lot of time and energy as well. To avoid stress situations  and distress, arised removal services which offer quality and complete security for removal services. This services are especially useful when you are moving abroad. This type of moving is demanding because of kilometers and if you don’t take advantage of professional services it will be really pitty. Make it easier.

In this article you will find out how to move abroad, but also why you should use the services of a professional removal service.

How is the process for moving abroad?

  • First of all, is best to plan the transportation with a professional removal company.
  • The second step is about things you want to transport.
  • After successful removal and packaging comes putting your stuff into the removal van.
  • The next step is transport abroad.
  • Eventually, the last step is unloading things, unpacking them, and placing them in a convenient place.

Why is good to use professional  services?

  • Who is better to trust about your stuff then professionals, who have a high liability insurance for the damage caused by the removal?
  • Moving takes a lot of your precious time. Don’t waste your time and give a chance to those, who take care about every minute of your time.
  • If you leave everything on professionals, they will take care of all the necessary things for you.
  • Additional services. Do you need anything extra? Don’t you have enough time to pack your things? Never mind, the resolution is additional services that will make it for you even more easier.
  • Quality services. Many removal companies offer quality services that you can rely on.
Are you moving back to Slovakia from abroad? Do you know, what are your obligations?

If you live in another country, and you want to move back to Slovakia, you can’t make it without some obligations. Do you know which they  are? If you don’t, then this article is dedicated for you.

Before leaving…

Before you go back to your country, you should delete your commitments in the country, where you lived. This includes the cancellation of employment. You will need a confirmation of the termination of the job and information about the job you were working on. It’s also important to cancel your foreign phone number, account, internet, and other services you’ve used, and you don‘t need them anymore.

Insurance

You shouldn‘t also forgive health and social responsibilities. You must sign up for health and social insurance to 8 days after returning.

Unemployment benefits

Everywhere are forms. You won‘t get rid of them even when applying for unemployment benefits. After arriving from abroad, you may not want to work immediately, so you can take advantage of unemployment benefits. To receive benefits from the country where you worked, first of all, you will have to meet all the necessary requirements of the state. To receive these benefits, fill in a completed E303 (or U2) form filled in by the foreign labor office. If you want to claim unemployment benefits in England, you will need E301 (or U1).

Declaration

Are tax returns waiting for you? In this case, everything depends on whether you are a resident or non-resident. You are a resident if you have a permanent residence in England for most of the year. In this case, you have unlimited tax liability. You are non-resident if you have a permanent residence and you are a citizen of another country, and in England you are staying less than 183 days per year. Then you have a limited tax liability and only income from Slovakia is taxed if your non-taxable income is higher than 2 000 pounds.

Ebay and shipping of goods to England

In today’s modern age, it is hard to find someone who doesn‘t have experience with buying / selling goods throught the Internet.

One of the global stores is also Ebay. It is a business website that offers online auctions besides buying and selling.

Payment method

Payment is special in that, that you pay for goods in advance. Once you have placed your goods in your internet basket and clicked to pay, the page will challange you to pay. You have two options to choose from:

Enter details from your credit card

In case that you don’t have PayPal, you can enter your credit card details during the payment. This way of payment is not recommended.

Payment via Paypal

In this way of payment no seller will see your bank details. Paypal is an online payment system that allows you to transfer money between the customer and the seller. It works on the principle that your card will withdraw the sum for the goods and move it to the seller’s account. It’s certainly a better way to pay than to directly provide bank details to a seller you don‘t know.

Transportation

The Ebay national servers don‘t differ only in a different language or by displaying a different currency, but also by transporting goods. Some of the national servers offer overpriced transportation. It also happens that some servers don‘t even offer transport to a particular country. Large postage is charged for example by the US and vice versa, often for free, China offers.

What to be careful about?

Attention should be paid to VAT and duty. It is true that VAT will not be avoided if you buy goods over 19 pounds. You will have to pay duty if the valuer of your goods is over 132 pounds.

Become a carrier easily

Do you consider to become a shipper? Your dream can quickly turn into reality. You have to register on getshipment.com and they will show you great amount of possibilities. In this article you will find out, how to become a shipper quickly, simply and advantageously.

With what can getshipment.com help you with?

  • Eliminate dead kilometers and increase pure profits
  • Build long-term business partnerships and loyal clientele
  • Maintain overview about your competition and current trends

What they will need from you? The main prority is to create a profile on getshipment.com. Registration is fast, simple and runs only in the three following steps:

  1. Select membership level. You can choose from three types of memberships: forwarders, combined PRO members and shippers with trucks. You can also choose a membership length of one month, half a year or a year.
  2. Fill the profile. By filling the profile you will provide to a potentional customer overview about all important informations about you and services that you porvide. Beside that, your satisfied customers can rate your services, which will make you new ways to the new customers.
  3. Verification and Accreditation. At this point, you will need to submit a few copies of your documents. This include, in particular, vehicle insurance contract, goods transport insurance, public liability insurance and employers’ liability, and others. This will ensure your safety and quality, qualified competition! An important matter is also verification of your person. This will help you to prevent unauthorized use of your data.

Did you finish all the steps that included this registration? Congratulations. Now you can enjoy and prepare for your new customers!

 

5 driver advices, that should be followed by every driver

Eyes on the road, hands on the driving wheel.

Driver should avoid activities which distract his attention and lower his alert during the driving. The most risky is watching into the mobile phone, phoning or texting, eating during the driving, smoking, putting on make-up or turning to the back seats when you want to calm down your child. You can’t forget, that you shouldn’t leave your eyes from the road at all. The situation on the road can be changed in few seconds and you have to be alert to react in the moment. You should also watch your rearview mirror to be aware, what is going on behind your car.

Frequent question is how to hold your wheel. Maybe we will disappoint you, but the good old quote “for 10 minutes 2 hours” doesn’t exist anymore. This rule was created in times when cars didn’t have airbags. The safest way to hold the wheel is in position 9 and 3, with your fingers on the steering wheel circumference not around it. You will avoid unpleasant injuries, such as finger or hand fractures, in case of an airbag deployment.

Watch out for speed and keep distance

Too fast drivers have on conscience a lot of accidents, but driving very slow is eqally dangerous. A certainty is drive about the same speed as other vehicles. A driver is compulsory to keep the distance between him and the vehicle in front of him that he can reduce a speed in a good time. Minimal safe distance between two vehicles is defined by 2 seconds, for heavier vehicles is a 3 second rule.

Why? If a driver is fully concentrated on the road, his react time is in average 1 second, during which he is able to realize the critical situation in front of him. So this 1 second gives him a space to act. Ideal is choose your orientation point along the road- for exapme column, tree, mile post or traffic sign. From the moment, when the car in front of you pass the point you have chosen, start counting: onehundred twenty one, onehundred twenty two, onehundred twenty three. After the counting, your front part of your car should be on the orientation point.

The seat belt and lights.

You should fasten the seat belt securely during each ride. This “trifle” can literally save your life. It reduces the risk of fatal injury by up to half. Use the blinkers if you are changing your direction or if you want to avoid the obstacle on the road. Be careful about the lights too. Mainly, do not illuminate other drivers in the opposite direction by inadequate adjustment of lights or by incorrecting use of distant lights during the night ride. You care about the safety of other drivers but also about yours.

Dangerous fatigue.

Did you know, that 24 hours without sleeping has equal reaction on your body as one per mille of alcohol in your blood? To be sincere, no one would go drive with one per mille, wouldn’t he? So take care about being rested when you drive. If you are driving a long distance, don’t be shy to rest on the gas station and take a nap for few minutes. Just only 30 minutes of sleeping can give you the energy for couple of hours. If you are tired, the risk of microsleep is really big. Only few seconds microsleep can cause an accident.

Don’t forget about insurance

Driving will be always riskant activity and even the most experienced drivers can have an accident. To tell yourself that it can’t happend to you because you are a safe driver is a stupid idea. You can drive safe and appropriate but a driver from the opposite direction can hit right into your car. That is the reason why is good to consider insurance in the form of accident or injury insurance or the purchase of assistance services in the case of an accident, except the mandatory contractual insurance, which everybody must have in law. Insurance can help to protect your property or help you in a difficult period after the injury.

 

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